Spain Mortgage Calculator
Calculate your mortgage costs for Costa del Sol property
Accurate Calculation
Includes ITP, IVA, notary, lawyer fees
Financing up to 80%
Up to 80% for residents, 70% for non-residents
Free
No registration required
Mortgage Calculator
Calculate your mortgage costs in Spain
Monthly Payment
1270 €
Loan Amount
280.000 €
Total Interest
101.082 €
Purchase Costs
32.200 €
Total to Purchase
382.200 €
Tip: Residents get up to 80% of the value from 2.6%, non-residents up to 70% from 3.5%. Terms up to 30 years. We find the bank that fits your profile.
Calculation is approximate. Exact terms depend on the bank and your profile.
FAQ
What is the maximum loan for non-residents?
Non-residents can borrow up to 70% of the property value from 3.5%; residents up to 80% from 2.6%. Terms up to 30 years.
What are the taxes in Andalucía?
ITP 7% for resale or IVA 10% + AJD 1.5% for new builds.
How much do lawyer services cost?
Usually 1% of property price, minimum €1,500.
Want to know how much you can actually borrow? We will find the bank that fits your profile.
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