Spain Mortgage Calculator
Calculate your mortgage costs for Costa del Sol property
Accurate Calculation
Includes ITP, IVA, notary, lawyer fees
Financing up to 100%
We help arrange a mortgage with no down payment
Free
No registration required
Mortgage Calculator
Calculate your mortgage costs in Spain
Monthly Payment
1357 €
Loan Amount
280.000 €
Total Interest
127.130 €
Purchase Costs
32.200 €
Total to Purchase
382.200 €
Tip: Banks usually offer non-residents up to 70% LTV, but we help arrange financing of up to 100% of the property value. Rates from 2.5%.
Calculation is approximate. Exact terms depend on the bank and your profile.
FAQ
What is the maximum loan for non-residents?
The standard bank offer for non-residents is 60-70% LTV. HOME SOL works with partner banks and helps arrange financing of up to 100% of the property value.
What are the taxes in Andalucía?
ITP 7% for resale or IVA 10% + AJD 1.5% for new builds.
How much do lawyer services cost?
Usually 1% of property price, minimum €1,500.
Want to know how much you can actually borrow? We will find the right bank and help you get financing of up to 100%.
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